ACH Fraud Disputes: Regulation E vs. Nacha Rules
Regulation E and Nacha rules can apply to the same ACH dispute, but they answer different questions. This guide explains timelines, WSUDs, returns, reversals, KPIs, KRIs, and dashboard design.
Tag payment fraud
Receiver Risk Scoring in Banking: Signals, Models, and Pre-Payment Decisions
Receiver risk scoring helps banks assess whether a destination account, its transaction behavior, and its surrounding network create enough risk to change a payment decision before funds move.
Money Mule Detection in Banking: Signals, Controls, and Analytics for Fraud Teams
Money mule detection in banking: mule account signals, rapid funds-out behavior, graph analytics, payment controls, AML handoffs, and fraud KPIs.
Authorized Push Payment Fraud: Why Banks Struggle to Stop APP Scams
This guide explains why banks struggle to stop authorized push payment scams and what fraud teams can do to detect manipulated intent, risky recipients, mule-account behavior, and payment journey red flags.
AI Voice Cloning Scams: When a Call Sounds Like Someone You Love
AI voice cloning scams are making family-emergency fraud more convincing. Military families can protect themselves with code words, callback rules, second-channel verification, and official emergency resources.
AI vs. AI in Banking Fraud: The 2026 Battle Over Instant Payments
AI is changing both sides of banking fraud as scammers scale deception and banks deploy real-time defenses for instant payments.
Instant Payments, Instant Fraud: How FedNow’s 2026 Network Intelligence API Changes Bank Risk
FedNow's 2026 network intelligence API gives banks receiver-level risk data as AI scams, instant payments, and reported fraud losses surge.
FedNow Fraud Detection: Real-Time Risk on Instant Payments
A refreshed FedNow fraud detection guide covering real-time payment risk, the $10 million transaction limit, account activity thresholds, and analyst-ready controls.
